Recent Article: Steven M. Couch, Farmington Hills

Michigan Supreme Court Clarifies No-Fault Act’s Notice Requirement

By: Steven M. Couch

Every claim under the Michigan No-Fault Act requires a description of the physical injury for which payment of benefits is sought. But what happens when more than one year has passed since the application for benefits was submitted and the insured seeks coverage for an injury that was not explicitly identified? In Dillon v. State Farm Mutual Automobile Insurance Company, the Michigan Supreme Court recently rejected the Court of Appeals’ broad interpretation of the No-Fault Act’s notice provision. Instead, the Court held that the condition for which benefits are claimed must have a connection to the injuries described within one year of the accident. This decision ultimately offers some new guidance for the appropriate handling of claims for injuries that were not initially attributed to a motor vehicle accident.  READ FULL ARTICLE HERE.